First American Finance Corp.

Since 1998               

First American Finance Corporation  

Note Buyer - Sell a Mortgage Note, Trust Deed, Real Estate Note, Lottery, Land Contract, Business Note, Structured SettlementInheritance, Pension, Pending Lawsuit, Senior Life Settlement, Viatical or CRP Payment for Cash!



Frequently Asked Questions

Am I eligible for your services? If you have been injured as a result of an auto accident, slip & fall, medical malpractice or product liability, and are represented by an attorney, you may be eligible for an advance on your pending personal injury settlement.  There are no credit checks or lengthy applications and you do not have to be currently employed.

How Can I benefit from your service? Many plaintiffs are forced to accept a low offer due to the financial hardship that many victims experience soon after their personal injury.  An advance on your settlement will allow your attorney the time needed to get the full value for your case.

Is this a loan? No.  First American Finance advances money against personal injury cases in exchange for a specific portion of the future settlement. Unlike a loan, if you lose your case you do not owe anything!

Do I owe any up front fees or costs?
No.  Re-payment of the advance is due at the time the case is settled at which time your attorney will pay-off the advance with the proceeds of your settlement along with any other liens. 

How long does it take for me to get the funds? If you are eligible we can have your approval decision within 72 hours after reviewing your case documents.  We can FedEx your funds within 24 hours of receiving your signed Funding Agreement via fax from your attorney.

Do I have to repay the money if I lose?
No.  There is no recourse against you and we will not try to collect the money from you. Once we advance cash it is yours to keep. This is called non-recourse funding.

How much can I get?
We are generally able to advance up to 10% of the estimated minimal value of the case.  The minimum advance is $1,000 and the maximum amount available on any single case is $1,000,000.

Do you get involved in the case? No. We do not interfere with your attorney’s handing of the case. Our only involvement is to initially review your attorney’s file so we can evaluate the claim. We have no influence on you, your attorney, or the defendant.

Is this a usurious transaction? No. Because we take the risk of recovery together with the claimant and attorney, courts have continuously held that our advance is not a loan.

Is this legal? Yes. Making advances on your case is perfectly legal.  The claim or lawsuit is yours and you own it, just like you own a piece of property.  After paying your attorney and medical liens, the potential remaining money is yours. You may sell or assign it.

Can I seek my attorney’s advice regarding your service? Absolutely. In fact, we encourage you to do so.

Is this expensive? Yes. First American Finance advises that if you have any other alternative means to meet your immediate economic needs you should do so.  First American Finance is taking a high risk in providing funding based on the future value of your pending personal injury case. Our costs usually range between 3 to 4 percent compounded per month with a 10% origination fee and a $250 underwriting fee, all of which are payable at the time your case settles.


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© 2007 First American Finance Corp.